Are you tired of living in London? Bored of life in Paris? Fed up of peddling the streets of Amsterdam? Looking for new adventures and pastures fresh? For many, moving to Switzerland offers the chance for a completely different experience and can be an exciting and vibrant change. It can bring with it the chance to experience a completely new and unique culture. But what key things do you need to consider prior to moving to Switzerland?
1. Moving toSwitzerland- Location, location, location
Whether you’re looking at moving to Zurich or moving to Geneva, when you emigrate to Switzerland from the UK, you’ll need to find a new home. Choosing the right location can be particularly valuable, as this is where you’ll be setting up your new life. If you’re renting, you’ll have slightly more flexibility than if you’re buying, as it will be easier to move – however, you ideally want to get the decision right from the start. Otherwise it could be costly.
If you’re looking at properties online, make sure you look at what is in the surrounding area before committing to anything. If possible, try and fit in a few trips before the big move to get a proper feel for the area and ensure it is the right place for you. This can enable you to save money from not making any poor decisions that will need to be rectified at a later date. In many locations, there can be things that will put you off – such as churches with bells constantly ringing, or shops that open up early for the morning hustle and coffee run.
It’s also worth keeping in mind that income tax is calculated in Switzerland based on your cantonal or district basis. This is factored in with a number of other things including your assets and martial status. As such, where you live can play a key part in the cost of your living and how much tax you are required to pay. You’ll also have to pay higher rents to live in the more desirable areas, such as central Zürich or Geneva. Along with getting less space and value for your money, you’ll also pay more tax. This isn’t ideal if you are looking at saving money while living abroad.
2. Removals to Switzerland – Consider the little things
When writing up your budget for a move from London to Switzerland, you’ll no doubt be considering the big items… such as the cost of removals to Switzerland, what your rent or mortgage will be, what local taxes need to be paid, how much it will cost to get a visa secured, any legal contracts that will need filing, and so forth. However, there are also lots of much smaller points to consider too. For example, if you are renting, many tenants are expected to bring their own light fixtures to install. Always check what is and isn’t included in a price before agreeing to anything.
3. Do your research when Moving to Switzerland
Switzerland has many rules and regulations, with multiple taxes to pay. It is important that you are up to date on all of these before you move from England to Switzerland so you don’t accidentally fall foul of these.
More information here: www.ch.ch/en/swiss-customs/
4. Find a job
If you’re looking at moving to Switzerland from the UK, you may also be keen to get a job abroad. There are many good opportunities in Switzerland. However, you might not find local companies are tripping over themselves to hire you. Some industries are experiencing difficulties and many institutions are under cost pressures. As such, you will be competing against many other well-trained candidates, and they may prefer someone who has local experience and speaks the native tongue. Try to stand out wherever possible and push your CV hard. Also give yourself plenty of time to secure one, and have savings to fall back on if possible.
5. Learn the local language when Moving to Switzerland
On the subject of native tongue, many people will take foreign language classes before they start moving from the UK to Switzerland in order to communicate with the locals. This can help to go a long way, especially if you are working abroad or looking to buy a property. While many Swiss people also speak English very fluently, it is important to insist that they converse to you in Swiss so you can practice your skills and hone your fluency. This will carry you a long way while living abroad.
6. Removals to Switzerland and The cost of living
The cost of living in Switzerland won’t be the same as it is in the UK. You can typically expect to pay less tax, although that doesn’t mean you won’t have to pay anything. Additionally, there will be changes in the currency thanks to exchange rates. This can fluctuate how far your money actually goes.
Plus the cost of living is expensive in Switzerland. It is important that you weigh this up in comparison with salaries, as these may also be higher. Try not to keep thinking about all of your outgoings in relation to the pound as it is a very different culture. It shouldn’t come as a surprise to you though if something seems really expensive while shopping. It is a totally new country after all and it won’t be like for like.